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Vehicle Protection

Contents

Assurance Edge™ Program
GAP Pays (Guaranteed Asset Protection)
Paint Protection
Fabric & Carpet Protection

Assurance Edge™ Program

Everyone knows that there are always situations that cannot be anticipated. That's why there is Assurance Edge™—a comprehensive motor club program that provides you with peace-of-mind knowing that help is just a phone call away. 24 hours a day, 7 days a week. Assurance Edge™ provides the following emergency and non-emergency benefits:

— 24-hour Roadside Assistance
— Emergency Travel Expense Reimbursement
— Vehicle Rental Reimbursement
— $1,000 Vehicle Theft Reward
— Emergency Message Relay
— Tire Hazard Protection Reimbursement
— Wheel Hazard Protection Reimbursement
— Hotel Discounts
— Custom Trip Routing
— Vehicle Rental Savings
— Cruise America Recreational Vehicle (RV) Rental Savings

The Assurance Edge™ Motor Club program is available for five years on new vehicles and three years on pre-owned vehicles.


GAP Pays

In the unfortunate event your vehicle is declared a total loss due to an unrecoverable theft or accidental damage, your auto insurance company will typically pay the current market value of your vehicle less your deductible. But what if your loan lease balance is higher than the market value of your vehicle? Answer: You would be responsible for paying off the difference, including your deductible. This can be expensive.

The reason for the potential difference is that normally the loan/lease balance decreases at a predictable amount as monthly payments are made; however, the market value of your vehicle is influenced by several variable factors (e.g. supply & demand, mileage). This means that market value often may be lower than your outstanding balance—particularly early in your contract when you have the most to lose.

Guaranteed Asset Protection (GAP) can help pay the difference, including up to $1,000 of your insurance deductible.*

Are you prepared to pay the difference?

Is the amount you receive from your insurance company enough to pay off your loan or lease balance if your vehicle is declared a total loss?

For example...

Insurance Settlement
Market Value of Vehicle$13,000
Less Your Insurance Deductible$1,000
Proceeds from Insurance Company$12,000
 
Amount You Owe on Loan or Lease$18,500
 
Difference($6,500)

In this example, the answer is NO! The difference illustrates what you would still owe your lender without GAP.


Paint Protection

LUXCARE™ automotive paint protection chemically bonds to the paint surface of your automobile. This invisible protective coating provides a powerful barrier that helps protect your vehicle's exterior finish from the harmful effects of environmental causes such as acid rain, tree sap, industrial fallout, bird droppings, and ultraviolet (UV) rays. LUXCARE also helps to maintain the color, texture and beauty of your paint.

Vehicle paint protection is an affordable and effective protection system for your vehicle that offers peace of mind. Paint protection is safe to use on new, pre-owned, and leased vehicles. It protects the re-sale value, the longevity, appearance, keeps paint looking new, reduces the onset of corrosion, and eliminates the need for frequent waxing.


Fabric & Carpet Protection

LUXCARE™ fabric and carpet protection guards against normal soiling and spills of dirt, water, coffee, and food. LUXCARE™ also helps protect surfaces against UV fading.

LUXCARE™ Fabric & Carpet Protection
— Guards against water and oil-based stains
— Helps extend the life of fabric and carpets
— Contains inhibitors to retard fading
— For use on interior fabric seats, door panels, and flooring
— Limited warranty covers professional cleaning, reconditioning, or replacement of carpet or seat surfaces**
— Helps increase resale value


*Deductible may not be covered in some states. See the GAP agreement for specific details.
**Certain restrictions apply. Consumer is responsible for normal care and cleaning. We reserve the right to attempt to repair any such damage through professional cleaning, dyeing, or reconditioning prior to replacing the stained area(s).